Financial travel scam

1. Airong Company is one of the top 500 Asian brands with a registered capital of 360 million. A provincial development and reform commission published a book to promote itself as a benchmark enterprise for investment and financial management. Its investment income is high, with an annualized rate of return of 13%. It once invested in the TV series in the name of people? ?

2. At one time, such propaganda appeared in the citizen square and Xinpu Park in our city. City manager recruitment. Promoting wealth management products In August 2016, Lumou officially joined Jiangsu Airong Asset Management Co., Ltd. (hereinafter referred to as Airong Company) through a video interview and became the actual controller of Lianyungang Branch.

3. When Lu first joined the company, Lianyungang Branch had only five or six backstage staff, a salesman and a lecturer, which was seriously understaffed. To this end, Airong asked Lumou to start recruiting and enrich the team.

4. According to the requirements of Airong Company, Lumou quickly put the backbone of the team in place. He recruited two sales managers first, and Wang became the sales manager of Airong Lianyungang Branch.

5. The sales manager is responsible for recruiting the following team managers, who recruit salesmen and conduct assessment management at different levels. Due to Lu's efforts, Airong Lianyungang Branch recruited people while operating, with more than 20 employees on the job at most.

6. After the recruitment is in place, Lianyungang Branch, according to the rules and regulations of the Head Office, requires each position to attract customers to invest in wealth management and promote business according to the performance appraisal given by the Head Office.

7. City managers, sales managers, team managers, and salesmen all get commission from basic salary and performance salary. The task of Airong Company to Lianyungang Branch is to complete the deposit task of 8 million yuan per month.

8. If you can't complete the task, there will be no performance pay and commission. The publicity of the annual meeting is a scam. High return is a trap. In order to better attract customers' investment, Airong Company will distribute some publicity materials to branches all over the country.

9. Lu, Wang, etc. Team managers and salesmen will be arranged to distribute leaflets in crowded places such as Citizen Square and Xinpu Park to publicize to customers: "Airong Assets is one of the top 500 brands in Asia, with a registered capital of 360 million. It is headquartered in Nanjing and declared to the State Council through a provincial development and reform commission.

10. Being a model company, its reputation is absolutely reliable. "The company has 20,000 vehicles in stock, and the investment is absolutely guaranteed. The investment income is high, and the annualized rate of return is as high as 13%. The TV series "in the name of people" is also invested by our company, so you can rest assured. "

11. Under such publicity, many customers are confused by the illusion that "Love Fusion" wealth management products have high interest income and are safe and reliable.

12. Since the establishment of Lianyungang Branch, various company activities, financial meetings, annual meetings, etc. Has been held, has organized three large-scale meetings in the hotel.

13. Ask the head office to send lecturers to teach, publicize the company's operation mode, and attract customers to invest and manage money in the company. Investment income right and various renovations of equity in December 2016, Airong Company launched a wealth management product focusing on equity investment.

14. The company signed the Equity Transfer Agreement with the customer, and the company transferred part of its equity in a company to investors. At the same time, it signed a supplementary agreement to the Equity Transfer Agreement with investors, and promised to buy back the transferred equity after the expiration.

15. In fact, the income right of wealth management customers is converted into equity. During his tenure as the actual controller of Lianyungang Branch, Lu promoted and absorbed deposits of more than 5 million yuan to 54 unspecified public through himself and his team.

16. In June 2017, the capital chain of Airong Company experienced payment difficulties. In order to maintain the company's operation, Super Bull Travel Company was launched.

17. Customers can transfer the investment funds to travel agencies in advance as travel expenses. If they don't travel, the investment money can be returned. Wang is the head of Lianyungang Branch, a travel company.

18. Qi He and his team have publicized and absorbed more than 4.2 million yuan in deposits to 36 unspecified members of the public. The prosecutor's statement The prosecutor said that Lu and Wang violated the national financial management regulations and publicized relevant questions and answers:

19. What is the relationship between Bondo and Bondo? Bangduoduo is the mascot released by Bangronghui. In the case of the collapse of the entire P2P online lending industry, the steady operation of Bangronghui platform, a model of online lending in the new era, has injected positive energy into the industry:

20. First of all, in terms of the project target, Bangronghui platform is a loan project with insurance protection. Since its official operation in February 2015, it has helped more than 30,000 users earn more than 120 million interest, and there are no bad debts since its establishment.

21. In April 2017, Bangronghui officially joined the China Internet Finance Association, completed the docking of the association's trust system and statistical monitoring system, and disclosed information such as fund deposit and overdue rate that the outside world is more concerned about;

22. In March, 2018, the non-compliant assets were stripped and cleared, and a large amount of business was settled, and the rectification report requirements were initially completed;

23. In April, 2018, it officially launched the deposit of Xiamen Bank to provide users with bank-level capital security;

24. In June 2018, won the award of "2018 New Financial Best Investment Brand"?

Investment scams can be said to emerge in an endless stream, and it is absolutely a golden sentence that investors must keep in mind. This article will expose the latest five investment scams.

New third board original stock scam

Liars usually design such scams with several elements, namely, beauty image, Bai Fumei photo promotion and video chat. Coupled with investors' inertia thinking of "innovating" A shares with high returns, investors choose to buy them, only to find that these "original shares" can't be sold in their hands. According to statistics, many places in the country are now cheating on original stock investment, and more than a thousand people have been cheated by hundreds of millions of yuan.

In fact, the China Securities Regulatory Commission stipulates that it is strictly forbidden for any institution or individual to engage in illegal stock issuance in the name of "equity crowdfunding". In addition, investors should also understand that listing, four boards and three boards.

New tricks of Ponzi scheme

This kind of scam claims to be a mobile phone, WeChat, and a monthly income of over 10,000. WV Dream Tour declared "direct sales of tourism" and "making money while traveling". By developing offline, people were recruited to pay fees, and fraud was carried out through viral transmission. To become a WV member, you have to pay a membership fee of $300 at a time, in addition to paying a monthly fee of $100. If you develop four members, you can get free monthly fees for life, and you can use points to buy a dream trip. One dollar is a dream trip point.

It can be seen from the analysis that this case has the characteristics of Ponzi scheme, that is, "anti-investment law with low risk and high return", "anti-cyclical characteristics of investment" and "pyramid structure of investors".

In fact, Ponzi schemes are constantly used by swindlers and create new schemes, but they can't get rid of the root of Ponzi schemes, so investors are reminded to be alert to all kinds of Ponzi schemes and derivative schemes.

Investing in crude oil futures and spot crude oil was cheated.

"I heard that fried crude oil and spot crude oil, like stock trading, are all traded on regular exchanges and are legal." A deceived investor described this.

So is it legal to trade crude oil futures and spot crude oil? This is not the case. The platforms engaged in crude oil and spot crude oil trading need the approval of the Ministry of Commerce, but the Ministry of Commerce has never approved any trading platform to engage in crude oil and refined oil trading. According to the information released by China Securities Regulatory Commission, there are only four futures exchanges in China, namely Shanghai Futures Exchange, Zhengzhou Futures Exchange, Dalian Futures Exchange and China Financial Futures Exchange. The main business of these exchanges does not include "crude oil".

Bank financing "flying bill"

The so-called "flying bill" refers to the illegal behavior of individual employees of banks selling products of private equity funds or third-party financial institutions that are not independently issued by the Bank. Usually, the income of bank wealth management products is between 3% and 6%, and the rate of return promised by scammers will exceed 2%-3% or even 1-2 times.

Before this kind of financial management behavior occurs, investors should remember to "double check", that is, check the contract and query the code. Note that bank wealth management products and consignment products should have bank seals in relevant sales texts. At the same time, all wealth management products independently issued by banks have unique product codes, which investors can query on China Wealth Management Network according to, while bank consignment products can be queried through the list of consignment products publicized by bank outlets.

P2P investment scam

Such scams generally involve illegal fund-raising and fraud. Swindlers use unconventional income as bait, do not reveal or emphasize the risk of investment, establish a pyramid-shaped investor structure, and attract investors to enter. Once the capital chain breaks or cannot be redeemed, the scammers run away.

Investors in such cases are often deceived by the temptation of income. Therefore, investors should not be impulsive and remain rational when facing the stimulation of high returns.