How many years is the travel insurance period？

According to Article 9 of the Provisions on Travel Agency Liability Insurance, the travel agency liability insurance period is one year.

Travel agency liability insurance is a kind of insurance that covers the legal liability of travel agencies for accidents caused by negligence and negligence in the process of organizing tourism activities. The applicant of this insurance is a travel agency. After insurance, in the event of a liability accident, the insurance company will compensate the innocent injured passengers at the first time. Travel agency liability insurance has a strong social welfare.

The co-insurance body of the national unified insurance demonstration project of travel agency liability insurance consists of China People's Property Insurance Co., Ltd., China Pacific Property Insurance Co., Ltd., China Ping An Property Insurance Co., Ltd., China Dadi Property Insurance Co., Ltd., China Life Property Insurance Co., Ltd. and Taiping Property Insurance Co., Ltd., and the co-insurance body will provide insurance services for all travel agencies who voluntarily participate in the unified insurance demonstration project.

In Article 9 of the Travel Agency Liability Insurance Clause, it is clear that the travel agency liability insurance period is one year. During the insurance period, if the travel agency causes losses to tourists due to accidents caused by mistakes or negligence during the travel activities, the accident insurance company will be within the scope of compensation.

Travel liability insurance generally covers economic losses/expenses caused by personal injury or death, medical expenses, loss/damage/theft of property, legal expenses agreed by the insurer in writing in advance, etc.

Extended information:

Travel agency liability insurance

The responsibility of the travel agency is affirmative, that is, it underwrites the legal compensation liability undertaken by the travel agency in the process of organizing tourism activities due to negligence or fault, and the insured for this risk is the travel agency. After insurance, in the event of a liability accident, the insurance company will compensate the innocent injured passengers at the first time. Travel agency liability insurance has a strong social welfare.

Travel agency liability insurance and travel accident insurance policy holders have different qualification requirements.

The applicant for travel agency liability insurance (with the insured) must be legally registered in People's Republic of China (PRC), and the company holding the travel agency business license meets the qualification requirements. There are more than 20,000 people in China who can apply for travel agency liability insurance and enjoy basic protection.

However, if clubs, self-help travel organizations and conference companies do not have travel agency business licenses, and all kinds of organizations or companies do not have travel agency liability insurance, there are great risks in the process of organizing tourism. Although such groups usually express risks, insurance and other contents when organizing tourism activities, in real accidents, the responsibility of the organizers is often unavoidable. The applicant for travel accident insurance can be a legal person or a natural person. As long as the insured (tourist) agrees to the applicant's insurance, it can be insured if it meets the conditions. After taking out travel accident insurance, the risks caused by accidents can be transferred to the scope of insurance liability to reduce or make up for the losses of tourism organizers.

conciliation proceedings

In dispute mediation and accident handling, Jiang Tai insurance brokers and travel experts are responsible for the mediation center, and Jiang Tai insurance brokers will set up 400 service lines to provide professional services for travel agencies. Mediation centers will be set up in three levels, one is the national mediation center, and the other is the provincial mediation center with a certain unified insurance scale and the municipal mediation center with the conditions for establishment. Ensure that the rights and interests of tourists are protected and give full play to the role of travel agency liability insurance. In order to ensure quick settlement of claims, the insurance agreement stipulates that tour guides and tour leaders can pay for the loss of 1000 yuan (overseas $500) on the spot, and then receive compensation with the medical certificate and compensation agreement. In addition, a special fund of 30 million yuan will be set up to handle the advance payment of major events, advance payment and public rescue.