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How to buy American travel insurance

Blog / 11/09/2024

Unlike other foreign countries, travel to the United States can be unimpeded as long as the tourist visa is successfully processed, and tourists are not required to purchase travel insurance. Therefore, some tourists will choose to save the small amount of insurance. But they often ignore that the United States is a country with a high consumption level. As far as medical care is concerned, once you get a serious illness and need medical treatment during your trip, it will be a great expense, but it will not be worth the candle. So how to buy travel insurance in the United States and what are the precautions for buying travel insurance in the United States will be introduced in detail here. How to buy travel insurance in the United States depends on the items that travelers want to protect. Generally, the overseas travel insurance protection items of insurance companies will basically include three parts: accidental injury, medical expenses for accidents or acute diseases, and emergency medical rescue. These three protection items will protect the most basic personal rights and interests of travelers, which is also the precautions for purchasing travel insurance in the United States. If you want to ensure more abundant projects, you can buy them according to your actual situation. For example, travel delay, checked baggage delay, family property insurance and checked baggage loss are all very popular insurance items now. Of course, these projects can be selected according to your own wishes. In addition to understanding how to buy travel insurance in the United States, we should also know the precautions for buying travel insurance in the United States. Make clear the coverage of the insurance products you will buy. Find a qualified insurance company to insure. Be sure to ask the insurance company for the relevant product invoices as proof.And carry it with you along with the policy number and the 24-hour travel assistance telephone number.

Extended reading: [Insurance] How to buy, which is good, and teach you how to avoid these "pits" of insurance.

Insurance Xiaobian helps you answer, and more questions can be answered online.

Hello! You travel to the United States with your two children. In order to ensure the safety and peace of mind of you and your children throughout the journey, and the United States also has certain compulsory insurance regulations for overseas travel insurance, it is necessary to insure an appropriate American travel insurance in time. We provide overseas travel insurance products from many insurance companies. You are welcome to compare and choose.

How to buy American travel insurance? How much does it cost? 1. The insured amount should be moderate. Considering the medical level in the United States, the coverage of medical insurance should not be less than 300,000 yuan. 2. Travel risks such as flight delays should be fully considered before traveling, and comprehensive travel accident insurance products should be purchased. 3. Choose a suitable insurance platform and buy on the Internet. You can compare the products of many insurance companies, and then choose the products that are most suitable for your own protection and travel needs. Insurance is also very simple and convenient. On the home page, you can register as a member for free. After logging in, you can choose your favorite products and choose the guarantee period, and you can buy them immediately. The price is cheap, the whole insurance process is clear and transparent, and the troubles of intermediary agents are eliminated, the premium is lower and the autonomy is stronger.

The question of how much travel insurance in the United States needs depends on what kind of overseas travel insurance products you have insured. The overseas rates of major insurance companies and the prices of insurance products will be given, so you can make a comprehensive comparison and choice at a glance.

It is necessary to take out an appropriate overseas travel insurance when traveling with two children in the United States, and choosing a cheap and high-quality overseas travel product is inseparable from the choice of professional insurance platform. I recommend it to you and welcome to buy it.

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